财务自由了吗?来看看这个财富管理大师The $100trn battle for the world's wealthiest people The uber-rich hire all kinds of people to make their lives easier. Landscapers maintain gardens, housekeepers tidy homes, nannies raise children. Yet perhaps no role is as important as that of the wealth manager, who is hired to protect capital. These advisers are scattered across the globe in cities such as Geneva and New York, and are employed as fiduciaries, meaning they are required to act in the interest of their clients. As such, they become privy to the intimate lives of the rich and famous, who must expose their secrets so that advice may be offered on, say, the inheritance of a child born of an extramarital affair. Advisers also help families allocate investments, stash cash in boltholes, minimise tax bills, plan for retirement, arrange to pass down their vast wealth and follow unusual wishes. A Singapore-based manager recalls being told to invest a "double-digit" percentage of a family's wealth in "bloodstock horses"—steeds bred especially for racing—a term he hurriedly looked up after the meeting. For decades, wealth management was a niche service, looked down upon by the rest of finance. Now it is the most attractive business in the industry. Capital and liquidity requirements set after the global financial crisis of 2007-09 have made running balance-sheet-heavy businesses, such as lending or trading, difficult and expensive. By comparison, doling out wealth advice requires almost no capital. Margins for firms that achieve scale are typically around 25%. Clients stick around, meaning that revenues are predictable#你会理财吗?#
财富管理大师:财务自由了吗?
作者:进取水无声 来源: 头条号 96309/25
财务自由了吗?来看看这个财富管理大师The $100trn battle for the worlds wealthiest people The uber-rich hire all kinds of people to make the
免责声明:本网转载合作媒体、机构或其他网站的公开信息,并不意味着赞同其观点或证实其内容的真实性,信息仅供参考,不作为交易和服务的根据。转载文章版权归原作者所有,如有侵权或其它问题请及时告之,本网将及时修改或删除。凡以任何方式登录本网站或直接、间接使用本网站资料者,视为自愿接受本网站声明的约束。联系电话 010-57193596,谢谢。